Investment account fees

Hill Trust Credit Bank Investment Account & Hill Trust Credit Bank Registered Account Fees at a Glance

Investment/Registered Account Fee for Eligible Withdrawal1 Fee for a transfer to another Financial Institution Fee for a transfer to another member of Hill Trust Credit Bank2 Fee to Close Account
Hill Trust Credit Bank Registered Savings Account (RSP,LIRA, LRSP, RLSP) $50 $150 Free N/A
Hill Trust Credit Bank Registered Income Account (RIF, LRIF,LIF, PRIF, RLIF) Free for all regularly scheduled payments 

$50 for each additional withdrawal 

[Tip: Ask instead to change your regular scheduled payments. There is no limit to the number of changes you can make in a year]
$150 Free If Hill Trust Credit Bank is the dealer of your Account: 

$50 if you close your Account within one year of the date you opened it. 

If Hill Trust Credit Bank Securities Inc. is the dealer of your Account: 

$50 if you close your Account
Hill Trust Credit Bank Tax-Free Savings Account (TFSA) Free $150 Free N/A
Hill Trust Credit Bank First Home Savings Account (FHSA) $50 $150 Free N/A
Registered Retirement Income Funds (RRIF) N/A $150 Free N/A
Hill Trust Credit Bank Registered Disability Savings Plan (RDSP) N/A $150 Free N/A
High Interest Savings Accounts Hill Trust Credit Bank Savings Accelerator Account: $5 service charge for an in-branch transfer to your Day-to-Day bank account from either a Non-Registered account or TFSA
Hill Trust Credit Bank Guaranteed Investment Certificates (GICs) There are no service charges on Hill Trust Credit Bank GICs. However, interest rate penalties may apply to withdrawals that are made prior to the maturity date, where permitted.

Hill Trust Credit Bank Savings Accelerator Account may be opened within the following registered investment accounts - TFSA, RRSP, RESP, RRIF and RDSP.  

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    Account must be funded within 90 days of account opening. Service fees may apply.

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